8 Step Guide
- Step 1: Set Your Budget
- Step 2: Get the Ring Size
- Step 3: Choose a Jeweler
- Step 4: Design the Ring
- Step 5: Select a Diamond
- Step 6: Make the Purchase
- Step 7: Get Insurance
- Step 8: Care & Maintenance
A wire transfer, also known as a “bank wire” or “credit transfer“ is a method of electronic funds transfer from one institution to another. Purchases made to Mint Diamonds for over $1,000 are eligible for an additional 1.5% discount if paid by wire transfer. Please call or email us to receive wire transfer instructions. We will walk you through the process of using a bank wire as your method of payment. You'll receive an e-mail from us with account information to ensure the funds are properly transferred by your bank - a process that typically takes one to two days to process. Once we have received the funds transfer from your financial institution, your order will be processed and you will receive your order confirmation email.
At our sole discretion, we may require bank wire payment for any international order or orders in excess of $15,000.
Please note: ACH (aka Automated Clearing House) transfers are not accepted at this time.
For further details about Wire Transfer payments, contact your financial institution or call Mind Diamonds at 1-877-646-8669.
We accept all major credit cards, including Visa, Mastercard, Discover and American Express. Credit card orders can be placed online using our secure server or over the phone with our customer service department. In general, credit card orders will only be shipped to an address on file with the credit card company. However, we will consider shipping to an alternate address as long as our security procedures are met. For security purposes, Mint Diamonds may request additional documentation (such as driver’s license, photocopy of credit card, etc) on some transactions.
A debit card is much like a credit card in that it may display a credit card company logo, like Visa or MasterCard, but a charge to your debit card uses funds directly from your bank account. Therefore it is treated differently by your bank, in that your bank may institute a daily charge limit on your debit card. If the price of your order exceeds a daily limit set on your debit card we will notify you, as this will prohibit us from processing your order.
As an alternative, you can:
- Contact your bank and request a one-time waiver of the daily charge limit.
- Continue your order via wire transfer and receive a 1.5% discount. A wire transfer is a simple process of contacting your bank to have funds moved from your bank to ours and is available for orders of $1,000 or more. It works on the same principle as your debit card, but requires some direct communication with your bank to allow for a larger transaction. We'll send you the easy instructions. It may require a few days for your bank to transfer your funds.
- Continue your order using a credit card. If you order before noon, your order will begin processing today.
In an effort to offer the most competitive and flexible payment options to our valued customers, we offer you the ability to finance your purchase through Klarna. Klarna offers safe and easy-to-use payment solutions to online consumers. At the core of Klarna's services is the concept of after delivery payment, which lets you receive your order before any payment is due. Klarna Inc., headquartered in Columbus, Ohio, works with over 70,000 merchants (including Spotify, Disney, Samsung, Wish and ASOS), serves over 60 million consumers, has more than 1,500 employees and is active on 18 markets.
For more information please visit www.klarna.com
Most of us are familiar with Paypal. PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. They are well known for the customer service and transactional safety. You may want to consider them as you means of purchasing from Mint Diamonds. They allow you to safely shop with confidence, pay from multiple funding sources, including PayPal balance, bank accounts and credit cards, and pay online merchants without having to share your financial information with them.
At this time, PayPal is not available for orders totaling more than $15,000.
For more information on PayPal, please visit www.paypal.com
*At this time, Mint Diamonds only sells within the United States.
*We do not accept: Cash, CODs, check, money orders, ACH, or debit cards without the VISA/MasterCard logo.
Whichever payment method you choose for your Mint Diamonds purchase, you can rest assured that your items and information will be safe.